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A 65-year-old retiree will face significantly higher lifetime health care costs than they would have a year ago, even with Medicare. Here are the surprising totals.

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Across the country, whether it’s about skyrocketing financial costs or access to care, there seems to be a wide agreement that health insurance in America is broken. The question is how to fix it.

Further, our health care resources appear to be quite skimpy in comparison to other developed countries. Today, the United States has 2.7 doctors per 1,000 people, while the European average is 4.

“We do see the baby boomers retiring,” said Benjamin Ukert, an assistant professor with Texas A&M University. As the silver tsunami ages, “people will utilize more health care,” he said.