For decades, financial advisors have preached the gospel of the 4% rule as the holy grail of retirement planning. I’m here to ...

The 4% rule can shape your retirement income strategy, but there are factors that annuity buyers need to know first.

New research from the inventor of the 4% rule highlights how diversification, rebalancing and rising glide paths can safely ...

1. The 'Rule of Four Futures' first rule: the expected retirement Dator’s first future, called “continuation,” reflects stability. The world and your life proceed as planned.

The 4% rule is based on the assumption that you retire around age 65 and die around age 95. If you plan to live a longer retirement (maybe because you retire earlier or live longer), the 4% rule ...

Even adjusting for inflation, the 4% rule does not guarantee that retirement money will last indefinitely. One giant medical expense or home repair can completely throw off your 4% planning.

“The 4% Drawdown Rule” for retirees has become a reference rule of thumb since it was coined by financial advisor William Bengen in 1994. Predicated on various retirement portfolios, Bengen ...

Why The 4% Rule Can Be A Recipe For Disaster The 4% rule has had popular appeal because it can be applied in a one-size-fits-all way, providing a budgeting benchmark regardless of your retirement ...

That moment was the birth of a new, more generous rule of 4.7% and the origin of Bengen's new book, "A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More." ...