Our opinions are our own. This card will give you plenty of time to pay down debt or finance a large purchase, without being charged interest. But it doesn't offer much in terms of ongoing value.

This card offers excellent rewards — not to mention transfer partners — for an unbeatable price. It doesn't offer the perks of an airline- or hotel-branded card, though.

BRIAN NADIG A Burlington department store, a Pita Inn restaurant and a Wells Fargo bank are being proposed for the former ...