The 4% rule can shape your retirement income strategy, but there are factors that annuity buyers need to know first.

Pensions are for spending’ is the new mantra now inheritance tax will apply to them from April 2027. In exclusive ...

For decades, financial advisors have preached the gospel of the 4% rule as the holy grail of retirement planning. I’m here to ...

New research from the inventor of the 4% rule highlights how diversification, rebalancing and rising glide paths can safely ...

The 4% rule is based on the assumption that you retire around age 65 and die around age 95. If you plan to live a longer retirement (maybe because you retire earlier or live longer), the 4% rule ...

Even adjusting for inflation, the 4% rule does not guarantee that retirement money will last indefinitely. One giant medical expense or home repair can completely throw off your 4% planning.

“The 4% Drawdown Rule” for retirees has become a reference rule of thumb since it was coined by financial advisor William Bengen in 1994. Predicated on various retirement portfolios, Bengen ...

That moment was the birth of a new, more generous rule of 4.7% and the origin of Bengen's new book, "A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More." ...

Ian Caldwell and Dustin Thomason's novel is a mystery thriller in the tradition of The Da Vinci Code, and described by the New York Times as "the ultimate puzzle book". Ted offers his thoughts in ...