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Standard homeowners insurance does not cover flood damage, so you might need separate flood insurance, which you can get either through FEMA or private companies. Here are the details.
For Cynthia Thomas, a longtime resident of the Hill Country and a survivor of the Guadalupe River flooding, the disaster hit ...
Flood insurance for renters only covers the contents of their home, up to $100,000. For businesses, the maximum coverage is $500,000 for structural damage as well as contents stored.
Flood insurance for renters only covers the contents of their home. In the United States, FEMA has traditionally provided all flood insurance plans through the National Flood Insurance Program (NFIP).