A cashier’s check or money order is guaranteed and can be redeemed only by the payee. With a cashier’s check, the issuing bank fills out the “pay to” line, which helps prevent the check from being ...

You don’t need a bank account to get a money order from the U.S. Postal Service, and a money order is generally much cheaper than a cashier’s check. A USPS money order is up to $3.40, and a ...