GOBankingRates on MSN
Best CD Rates Today: October 20, 2025 — Earn Up to 5.11% APY
The best CD rates today are holding strong — some as high as 5.11% APY. Lock in a top rate to secure a solid return before the next rate cut takes effect.
The best CD yield from a national bank is Community First Bank of Indiana with a 4.25% APY on a 13-month CD with a $1,000 ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
Right now, the best CD rate is 4.45% APY. Compare the best CD rates today, drawn from our research on about 280 banks and ...
The best short-term CD rates can help you reach your savings goals faster.
American Express offers several CD terms, but are its rates competitive? See how Amex compares with today’s best CDs—and why ...
The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...
With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...
Many savers who locked in high rates on certificate of deposit (CD) accounts over the last few years are now dealing with their CD accounts maturing in a very different rate environment. The ...
Under presidential pressure and a lot of speculation, the Federal Reserve announced a quarter-point cut to the federal funds rate this week — the first Fed cut in nine long months. At the same time, ...
According to the CME FedWatch Tool, analysts predict a 91.7% chance of the Fed cutting rates at its Sept. 17 meeting -- and more cuts could follow. Certificate of deposit (CD) rates are already on the ...
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