Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

Description of the tax rules imposed by the Internal Revenue Service on Roth IRA accounts as well as eligibility requirements ...

I am retired but not yet 73. I have been doing Roth IRA conversions for a few years. I know you can’t withdraw the converted ...

Most retirees hear "take your RMD" and assume the conversation is over, but there is a second move that can shrink a future ...

An IRA withdrawal is when you take money out of your individual retirement account (IRA). You're allowed to take IRA withdrawals at any time, for any reason. However, as with 401(k) withdrawals, you ...

Roth IRAs are funded with after-tax income. Contribution limits for 2026 are $7,500, or $8,600 for those over 50. Income limits determine Roth IRA contribution eligibility. Roth IRAs are one of the ...

After funding a 529 college savings account for years, you realize there is money left over. Maybe your grandchild graduated early, earned a scholarship that covered more than expected, or decided ...

Saving the Roth for the kids sounds generous, but a rule most retirees missed in 2020 turned that good intention into a ...

Understanding distribution rules can help retirees and IRA heirs avoid costly penalties and take advantage of new limits.

Learn what a gold Roth IRA is, how to open and fund one, plus the tax rules, fees, risks and benefits for retirement planning.

ChatGPT and Gemini both recommended index funds for Roth IRAs in 2026 but differ on bonds, AI focus and whether to target current market conditions.