You have to do the math to figure out your best tax strategy in retirement, and converting might not be for you.

Most workers hit their 401(k) limit in January and walk away, unaware their plan may allow a second, far larger contribution ...

Roth conversions are widely considered financially advantageous. Financial advisors often recommend them, and online calculators frequently frame them as a tax-saving strategy. The idea behind it is ...

When it comes to making decisions about whether or not to convert pretax IRA or 401(k) savings to Roth — paying the tax now or waiting until later — a lot of people get caught up in the math. They ...

Think Roth conversions are only for pre-retirement savers? Think again. While most financial advice focuses on building Roth accounts during peak earning years, retirement can present the most ...

Roth conversions to secure tax-free withdrawals during retirement are gaining popularity as Gen X gets closer to retirement, but financial advisers warn that the decision to convert should be ...

Converting a traditional IRA to a Roth feels like crossing the finish line on taxes, but retirees who touch that money at the wrong moment discover the IRS has a penalty waiting that turns "tax-free" ...

There are certain retirement moves, like claiming your 401(k) match, that you can do at any point during the year. There are others you generally do at a specific time. Roth IRA conversions fall into ...

You can reduce the impact that taxes have in retirement by converting pre-tax savings into Roth assets. Doing so not only unlocks future tax-free growth, but also helps you minimize or avoid required ...

For seniors heading toward retirement, one of the most important conversations they can have with their advisor is about whether it makes sense to convert their traditional IRA into a Roth IRA. The ...

'We are reluctant to pay a financial adviser 2% of assets - roughly $160,000 per year' "We have discussed Roth conversions in the past but never fully understood the tax implications." (Photo subject ...