Wyoming has the cheapest car insurance at $345 per year for minimum coverage, while Louisiana is most expensive at $3,470 for ...

President Trump said that migrants contribute to higher car insurance rates for Americans. The average annual cost for full-coverage car insurance was $2,144 in 2025, a 6% decrease from 2024.

Car insurance costs don’t just depend on your driving record or the car you drive: Your city and ZIP code play an equally important role. Rates can vary by thousands of dollars between towns in the ...