Mortgage Rates Today: February 13, 2025 – Rates Move Up
Today, the mortgage interest rate on a 30-year fixed mortgage is 6.98%, according to the Mortgage Research Center, while the average rate on a 15-year mortgage is 6.05%. On a 30-year jumbo mortgage, the average rate is 7.
Current 15-Year Mortgage Rates
According to the latest data from Freddie Mac’s Primary Mortgage Market Survey, the average 15-year fixed mortgage rate is currently around 6.00%. That’s nearly a full percentage point lower than the average 30-year fixed mortgage rate, which is sitting in the upper 6.00% range.
30-Year Mortgage Rates Fall Again
Rewinding further, the 30-year average notched a high 7.37% last spring, so today's rates are significantly improved vs. 10 months ago. They're also almost 1.2 percentage points cheaper than the historic 23-year peak of 8.01% reached in October 2023.
30-Year Mortgage Refinance Rates
See current 30-year refinance rates and how they've been trending. Find the lowest rates to save on your mortgage, lower your payments, or access home equity.
Weekly Mortgage Rates Trickle Down; Refinances Are on the Rise
Mortgage rates are unlikely to see major drops any time soon, as economic markets wait to see what comes of the Trump administration’s sweeping actions. So, knowing that there may not be better deals to hold out for, should you refinance now?
30-Year Refinance Rates Fall Back to Notable Threshold
Refi rates have ticked down, lowering the 30-year rate average after two days of inching up. Rates for several other refi loan types also dropped Monday.
Today's Mortgage Rates | Rates Barely Budge
These are today's mortgage and refinance rates. Mortgage rates have held steady so far this month, and it's unclear if they'll drop much this year.
Today's Mortgage Rates | Rates Ease Back to Pre-CPI Levels
These are today's mortgage and refinance rates. Mortgage rates are back down today after spiking in response to ...
Mortgage Rates Jump Across Almost Every Loan Type
Wednesday, pushing the average to a two-week high. Rates moved higher for almost every other loan type as well.
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Current Jumbo Mortgage Rates In February 2025
In the past, you may have had to pay 0.25% to 1% more for a jumbo loan. Jumbo mortgage rates today are different. They’re often similar to the annual percentage rates (APRs) offered on ...