In today's economy, any incoming college student must prepare to dedicate a large chunk of money toward education costs. While scholarships can go a long way and federal student loans typically have ...

Need cash now? Use our Personal Loans Tool to lock in great offers in minutes! Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget ...

When it comes to figuring out what kind of mortgage you need, the most common question asked is whether you should go fixed or variable. What often slips people's minds is that a variable rate ...

A variable-rate mortgage has an interest rate that is not fixed for the full mortgage term. It can either have an annual rate update or an initial fixed rate before switching to a variable rate.

When you apply for a private student loan or refinance your student loan, you often have the choice between variable and fixed interest rates. Variable-rate loans can be tempting because the ...

Paul L. Underwood is a writer and editor specializing in finance whose work has appeared in The New York Times, Esquire, Texas Monthly and more. Paul lives in Austin, Texas, with his wife, two ...

The Bank of Canada's decision to lower interest rates for the first time since March will have a direct effect on variable ...

As you work to create a budget, it’s important to understand how fixed and variable expenses will impact your bottom line. David McMillin writes about credit cards, mortgages, banking, taxes and ...

Annuities are an insurance product used as an income stream during retirement. They typically involve an accumulation phase, when you make a lump sum or series of payments to an insurance company, and ...

Home equity is the dollar amount of your home that you own outright, calculated by subtracting your mortgage balance from your home’s value. With enough equity, you can borrow against your home’s ...

A major part of budgeting is projecting fixed expenses versus variable expenses. The fixed ones are often much simpler to plan for because they will change less frequently and often the merchant ...