The four other instances were at banks and credit unions in the Phoenix metro area. December 1 at 3:50 p.m. at U.S. Bank at 1800 E. Baseline Road in Tempe.

A virtual piggy bank may be the answer. A new Web site, SmartyPig, proclaims itself a “21st century piggy bank.” It allows users to pick a monthly contribution that is automatically deducted from ...