Social Security beneficiaries could see a 2.7% cost-of-living adjustment (COLA) in 2026, which is slightly above the 2.5% increase U.S. retirees received in 2025. That's according to an estimate from the Senior Citizens League,

The 2026 Social Security Cost-of-Living Adjustment (COLA) Is Shaping Up to Be Higher Than Anticipated. Here's Why Retirees Shouldn't Celebrate Just Yet. We're about a month away from an official number, but estimates for next year's COLA are moving higher.

The social security cost-of-living adjustment prediction for 2026 continues to rise, as inflation numbers continue to roll out. Here’s where the latest numbers stand: In June, The Senior Citizens League, a seniors' advocacy group, predicted the 2026 cost-of-living update would be 2.5%, up from May’s estimate of 2.4%, and the March estimate of 2.3%.

The ongoing government shutdown has delayed the announcement of the annual Social Security cost-of-living increase.